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I've got a very finely tune BullS**T meter, and it will go off at a moments notice.If I see or hear anyone getting involved with this type of scheme, I will let them know point blank what is going on, and what will happen.
Fortunately, my elderly mother is savy to this stuff as well, and will always run it by me for the "smell test" to see if the offer "stinks".
Luckily you were there to intervene.
Hopefully, you wife has learned a valuable lesson.
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