Individual health insurance policies????

[piemma]

Originally Posted by luds48

That blows. Chances are if you leave cobra you might be able to find a cheaper plan but it will most likely not have as good of a benefit package as you have now. I might be wrong but I'm fairly certain the only benefit that you are getting through cobra is a group health insurance rate.

Definitely decide what you need(routine/preventative, non-emergency rx, out of state coverage etc.) and then start looking.

Good advice. But remember, my understanding is once you leave an employee sponsored Cobra plan, you cannot be re-admitted to that plan. That's the way it works for us in my wife's Cobra plan.

[cheferson]

Originally Posted by piemma

Good advice. But remember, my understanding is once you leave an employee sponsored Cobra plan, you cannot be re-admitted to that plan. That's the way it works for us in my wife's Cobra plan.

Yeah , i know. Decided to roll the dice and go without coverage for january and pray like hell the underwriters at BCBS dont deny me. Think i should be all set, young, quit smoking, no preexisting conditions. If not , im screwed. If all gos well , ill save a bundle!