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If you go the Roth IRA route you can go to a brokerage firm etc. and set up a self directed IRA account. That way you can put the money where you want i.e. stocks, mutual funds etc. My account is with Scottrade where you can open an account with $500.00. That's a minimum that has to be maintained. The only drawback is that you won't be able to touch the money, without penalty, untill you are 59 1/2. If you think you'd be interested in following the market there are two shows on CNBC that are informative and entertaining- Mad Money&Fast Money. 5 & 6 PM .
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