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Grumpy Old Pharts Board Gerritol, Ex-Lax, Immodium, Bad Breath - all requirements for the Grumpy Board

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Old 07-16-2008, 09:42 PM   #1
Squid kids Dad
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Thats the problem..As an insurance appraiser we can only write for VISIABLE damage,,even tho we might think there is additional damage behind the damaged area..We can not write for that damage until it is taken apart at at shop..Its just the process we have to follow...

I'm going where I'm going...
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Old 07-16-2008, 09:54 PM   #2
Raider Ronnie
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Quote:
Originally Posted by Squid kids Dad View Post
Thats the problem..As an insurance appraiser we can only write for VISIABLE damage,,even tho we might think there is additional damage behind the damaged area..We can not write for that damage until it is taken apart at at shop..Its just the process we have to follow...


Thats how the process works and it should be that way !
For the ins co's part, why would they want to over rite it from the start ???
Send a check to the vehicle owner, and from there, lots of times they don't have the car fixed, have it fixed at a back yard not registered -licenses- insured (legal) shop, or just fix a minimal amount of the damage!

LETS GO BRANDON
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Old 07-16-2008, 10:29 PM   #3
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Larry, take it to a shop along with your Ins. apraisal. hand them the estimate and make an appointment to get it in. Simple as that.
the body shop will handle the rest with the Ins. company. If there's additional damage trust me the body shop will get it covered bye the Ins. co..
They allways write it cheap. they are not allowed to write what they can't "see" the body shop will take it apart then call for a suppliment.

they {ins co.} can't tell you where to take it. that's "steering" and it's illigal. They give you there "prefered shop" list claiming they will only gaurantee the repairs if you take it to there "prefered" shops. blahh.bLahh. they will only pay a certain amount per hour blah blah.

Find a shop you feel comfortable with that will do a good job and let them handle the rest..
Make sure they gaurantee there work for life.

deposit the check they gave you. that is only the preliminary estimate. you will sign a direction to pay at the body shop and the Ins co. will pay the shop for anything else.
call your agant and see if you are covered for a rental car while the truck is in the shop?
Thats all YOU should be doing.

You will get NO WHERE calling the adjuster.or the Ins company.. you are not a licenced appraiser. let the body shoip handle it. thats there job. All you will do calling up and tearing someone a new one is a wave of pissed off people in your path.
Just tell the shop your a picky SOB and you want the truck perfect or your not giving them the job..













And don't ever piss off the painter

Last edited by thefishingfreak; 07-16-2008 at 10:37 PM..

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Old 07-17-2008, 06:58 AM   #4
fishaholic18
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And don't ever piss off the painter
Great advice...Don't piss anyone who's working on your vehicle off, infact, a coffee goes a long way...I know from experience...

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Old 07-17-2008, 06:23 PM   #5
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Great advice...Don't piss anyone who's working on your vehicle off, infact, a coffee goes a long way...I know from experience...

Yup drop it off and tell them take as long as it needs as long as it's done right.Exchange coffee and a firm handshake.Your truck will be well taken care of.

Great advice
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Old 07-17-2008, 07:03 AM   #6
likwid
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And don't ever piss off the painter
I saw a drip.

Ski Quicks Hole
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Old 07-18-2008, 02:15 PM   #7
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OK! I think we are good to go to the body shop now!

Almost time to get our fish on!!!
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Old 07-18-2008, 05:33 AM   #8
Backbeach Jake
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Originally Posted by Squid kids Dad View Post
Thats the problem..As an insurance appraiser we can only write for VISIABLE damage,,even tho we might think there is additional damage behind the damaged area..We can not write for that damage until it is taken apart at at shop..Its just the process we have to follow...
If you write for damage you can't see, that's fraud, plain and simple. All damage must be measurable or visible, until it is it doesn't exist. Take the truck to the shop and have it torn down. Then stay out of the tech's way.

He that would make his own liberty secure, must guard even his enemy from oppression; for if he violates this duty, he establishes a precedent that will reach to himself.
Thomas Paine
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Old 07-18-2008, 08:15 AM   #9
boatracer357
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insurance

You get an estimate and the insurance company might lower the estimate. At this point you get the insuranc eman in a headlock and you almost always get more money out of him.
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