How big did you say your boat was? 30, 40 feet? To carry that much stuff on your boat is crazy.
If I was your insurance company I would be highly suspect, even not being your insurnace company I am highly suspect.
No disrespect but reading your account it seems reckless on your part to be in the place you were in the conditions recounted by yourself.
How many other incidents have you been involved in of this nature?
Who in thier right mind would carry all that stuff unless they were on a 6 month expidition into the unknown reaches of the Amazon or some such.
Either you or your parents are filthy rich with vast amounts of expendable surplus cash or simply the insurance list is slightly exagerated shall we say?
that quantity of equipment is beyond the realm of believability.
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