Insurance Agents Are For......???

[UserRemoved1]

wait a minute. You didn't have rental but you went and got a rental and expect your insurance to pay for it? Did you get an ok/authorization from the other ins company?
Sounds to me like your going to be out unless you do file small claims and I will tell you right now your wasting your time. If they don't show you win by default, they get a notice to show cause, if they don't show then you have to take them to the mat Larry. Full on capius, have it served by a deputy, and try to do it so it's on a Friday afternoon. They can't do #^&#^&#^&#^& for the whole weekend because theres no judge til Monday. The only thing your ever going to get is heartache and the satisfaction you won. They don't have to pay you, they can tell the judge they can't afford more than $1 a week and you got to live by what the judge/magistrate says. Write everything down, keep VERY good docs and have fun.

I had a guy arrested about 10 years ago on a Friday and he did sit in jail for the weekend. Judge wasnt too happy but I got paid

If the $$$ involved is over a certain amount I'd bet dollars and donuts you can go to the police and complain she didn't file her accident report then she's is going to get in trouble with the registry...

[Grapenuts]

Originally Posted by #^&#^&#^&#^&#^&#^&#^&#^&#^&#^&#^&

wait a minute. You didn't have rental but you went and got a rental and expect your insurance to pay for it? Did you get an ok/authorization from the other ins company?
Sounds to me like your going to be out unless you do file small claims and I will tell you right now your wasting your time. If they don't show you win by default, they get a notice to show cause, if they don't show then you have to take them to the mat Larry. Full on capius, have it served by a deputy, and try to do it so it's on a Friday afternoon. They can't do #^&#^&#^&#^& for the whole weekend because theres no judge til Monday. The only thing your ever going to get is heartache and the satisfaction you won. They don't have to pay you, they can tell the judge they can't afford more than $1 a week and you got to live by what the judge/magistrate says. Write everything down, keep VERY good docs and have fun.

I had a guy arrested about 10 years ago on a Friday and he did sit in jail for the weekend. Judge wasnt too happy but I got paid

If the $$$ involved is over a certain amount I'd bet dollars and donuts you can go to the police and complain she didn't file her accident report then she's is going to get in trouble with the registry...

I beleive anything $1000.00 an over has to be reported.....the body shop has to report this as well on Larry's truck if the repairs are the same $$ amount and over ...so any time he's looking to trade in it'll pop up on anyones computer as being hit/repaired.

[Swimmer]

I hate it when they are referred to as an "accident report". Nothing occurs by accident at least rarely anyway. Filing a crash report or not filing is a registry action only. Local p.d.'s cannot set anything into action in this regard even though not filing is a state law. Some towns actually have a bylaw that states a crash report has to be filed for when damages are $100.00. But then again, if filing one could be considered incriminating thats something she has probably considered Larry. Or her father considered. Report her to the registry.

File a civil claim in small claims court. No way you wont win. You wont get treble damages though.

[BigFish]

Frank...tell me something. If the damages to either vehicle are over $1,000.00 OR AN INJURY WAS SUSTAINED BOTH DRIVERS MUST FILL OUT AN ACCIDENT REPORT....CORRECT??? Well the other party has not as yet done so......so what can happen to them???

[Squid kids Dad]

Larry..Again..Do you have rental on your insurance??/ I explained what to do..I have been in the business for 20 years...
There is no way your insurance company isnt going against the other company for reimbursement of damages, especially when you are not at faullt...They will pay your claim and then subrigate the damages to the other company for complete reimbursement

[Swimmer]

Originally Posted by BigFish

Frank...tell me something. If the damages to either vehicle are over $1,000.00 OR AN INJURY WAS SUSTAINED BOTH DRIVERS MUST FILL OUT AN ACCIDENT REPORT....CORRECT??? Well the other party has not as yet done so......so what can happen to them???

I believe they may have thier license suspended until the report is filed. Where no criminal charges are pending or will be against the girl she has no legal standing to say she wont file. She probably has someone telling her not to file because the RMV wont do anything to her. You can force that issue by calling the RMV and filing a formal complaint. I know an officer who was basically ruthless when it came to handing out tickets. He was told by his chief to layoff somewhat. When the officer refused the chief put him on the desk. The first night on the desk he took out all the crash reports and for everyone who didn't send in a report he sent them a citation, perfectly legal, if you read the law. However, he was further diciplined and all those citations he wrote went no where, and thats where I found out that local police have no authority over crash reports, only God (RMV).

[Redsoxticket]

My insurance agent directed me to make a third party claim. I called the other insurance co. and requested to file a third party claim for the rental. They needed a written estimation of damage and the time of repair from the shop so that they can allocated the money for the rental.
I don't believe your insurance agent is obligated to instruct you as to what to do as in my case, it just so happened that I lucked out.