Health Insurance is Out of Control

[spence]

Healthcare is a huge issue, perhaps larger than terrorism.

We need to provide basic government care, and modernize the rest of the system. Obviously personal responsibility needs to be factored in.

The liability here is in the 10's of trillions of dollars.

-spence

[Crafty Angler]

Spence, I think healthcare is a kind of terrorism - - inasmuch as everyone is scared witless of a health crisis.

I've just found out first-hand.

The day before Thanksgiving my wife came home from work after an hour doubled over in pain - in almost 30 years together I've never seen her so sick.

I rushed her to Newport Hospital, didn't feel she would make it to Providence or Boston in her condition. She was admitted that night, in surgery Thanksgiving morning and back home after a couple of days of observation and recuperation.

She still needs to go back to a specialist to resolve her health issues - and we're uninsured -

We had insurance when we had our business but costs made it prohibitive eventually. Every day since her hospitalization I approach the mailbox like it was full of rattlers waiting for the bill to arrive. She's coming along pretty well right now and I don't want to worry her with this - ultimately, not a great position to be in.

What do people who are self-insured do for coverage? Our last provider was expensive and terrible - I know that a higher deductible will bring down the costs somewhat - but I have to say I don't know what the answer is at this point in time -

Anyone have a solution in terms of coverage?