|
If you have a conventional mortgage and are afraid you're upside down and cant refinance to take advantage of the rates you should check to see if you loan is backed by Fannie Mae. If it is you would be eligible for their Refi-plus program where it is very common to get a waiver for no appraisal and we could use a stated value. this has helped a ton of homeowners lower their rates.
Have an FHA Mortgage you can do an FHA streamlined refinace, minimal pain and closing costs usually amount to a new escrow deposit.
rates are still amazing and 4.25 percent; 0 points is still available, may be able to get lower with great credit on a conventional refinance
|
Hybrid Mode
