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blames everyone EXCEPT the individuals that took the loans. No blame whatsoever on the individuals, ie: self reliance
Actually, he doesn't blame everyone except the individuals. He specifically addresses the Wall Street bailout and the responsibility to cover the costs of the bailout by firms that benefited from it. If this were a discussion of the causes of housing collapse, then you would be correct. Since it isn't and unless you are implying that the financial firms should have been left to collapse, then it is almost totally unrelated to self reliance.
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