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| The Scuppers This is a new forum for the not necessarily fishing related topics... |
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04-01-2013, 11:55 AM
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#1
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Registered User
Join Date: Jul 2008
Posts: 2,939
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Cumberland Farms Smart Pay App
Anyone else have it? It's pretty cool and simple to set up.
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04-01-2013, 11:57 AM
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#2
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Chris Blouin
Join Date: Mar 2009
Location: Warren, RI
Posts: 3,330
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yup i have it, super easy and saves .10 a gallon, only downside is you need $100 in the paypal account.
it puts a $100 hold on it, takes a day to clear, but ive had it take 5 days
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STORMR Pro Staff Member
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04-01-2013, 12:03 PM
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#3
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Registered User
Join Date: May 2003
Location: Easton, MA
Posts: 5,737
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Quote:
Originally Posted by WESTPORTMAFIA
Anyone else have it? It's pretty cool and simple to set up.
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Is it something you use with your EBT card when you go to buy pineapple soda and cigarettes? |
Conservatism is not about leaving people behind. Conservatism is about empowering people to catch up, to give them tools at their disposal that make it possible for them to access all the hope, all the promise, all the opportunity that America offers. - Marco Rubio
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04-01-2013, 12:10 PM
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#4
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BuzzLuck
Join Date: Feb 2009
Location: Brockton
Posts: 6,414
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If used with PayPal only saves $0.05/gal. The newest version saves $0.10/gal via direct deductions from your checking account like a debit card transaction.
The $100 hold on PayPal is just a formality, not big deal. You do not need $100 in your paypal account!
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 Given the diversity of the human species, there is no “normal” human genome sequence. We are all mutants.
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04-01-2013, 12:17 PM
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#5
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D'oh
Join Date: May 2004
Location: RI
Posts: 3,296
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how does it work?
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i bent my wookie
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04-01-2013, 12:25 PM
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#6
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Registered User
Join Date: Jul 2008
Posts: 2,939
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Quote:
Originally Posted by chefchris401
yup i have it, super easy and saves .10 a gallon, only downside is you need $100 in the paypal account.
it puts a $100 hold on it, takes a day to clear, but ive had it take 5 days
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If you update the app you can link it to debit or credit |
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04-01-2013, 12:26 PM
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#7
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Registered User
Join Date: Jul 2008
Posts: 2,939
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Quote:
Originally Posted by zacs
how does it work?
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You can use it to make store purchases or use it to pay or your gas at the pump. It saves you 10 cents a gallon at the pump. You link it to your credit or debit card. It also tracks your gas savings |
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04-01-2013, 01:09 PM
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#8
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Secretsquirrel
Join Date: Dec 2010
Location: South Shore , MA
Posts: 659
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I remember two years ago when many people had their debit cards compromised, it was all but certainly from Cumberland farms by the canal. It had me without a debit card for about a week while the bank sorted it out. Not really worth the hassle or risk, when you consider you can make just as much if not more using a Amex charge card with the right rewards structure.
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04-01-2013, 01:28 PM
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#9
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Registered User
Join Date: Jul 2008
Posts: 2,939
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Quote:
Originally Posted by GregW
I remember two years ago when many people had their debit cards compromised, it was all but certainly from Cumberland farms by the canal. It had me without a debit card for about a week while the bank sorted it out. Not really worth the hassle or risk, when you consider you can make just as much if not more using a Amex charge card with the right rewards structure.
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It's not something that happens to just Cumberland farms. I had my card compromised a couple different times from local places in Westport. It didn't stop me from re-visiting them. Also with the way it works you are probably in more in jeopardy getting your Amex compromised by swiping it at the pump. They put readers in the swiper so if your not swiping a card they cant steal the cards info. You type your pin on your phone and not the gas pumps key pad. |
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04-01-2013, 01:49 PM
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#10
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Secretsquirrel
Join Date: Dec 2010
Location: South Shore , MA
Posts: 659
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Quote:
Originally Posted by WESTPORTMAFIA
It's not something that happens to just Cumberland farms. I had my card compromised a couple different times from local places in Westport. It didn't stop me from re-visiting them. Also with the way it works you are probably in more in jeopardy getting your Amex compromised by swiping it at the pump. They put readers in the swiper so if your not swiping a card they cant steal the cards info. You type your pin on your phone and not the gas pumps key pad.
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I am just leary about anything like that being directly linked into my bank account. If a CC gets compromised (which I am sure it will someday), I call and cancel the card and they sort out the mess. 2 years ago when it was a debit card linked into my bank account it was a huge mess and I was without access to my debit card or funds while I waited for them to reimburse me.
Now if i could link the smart pay to a CC, that I would do. |
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04-01-2013, 02:06 PM
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#11
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Registered User
Join Date: Jul 2008
Posts: 2,939
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Quote:
Originally Posted by GregW
I am just leary about anything like that being directly linked into my bank account. If a CC gets compromised (which I am sure it will someday), I call and cancel the card and they sort out the mess. 2 years ago when it was a debit card linked into my bank account it was a huge mess and I was without access to my debit card or funds while I waited for them to reimburse me.
Now if i could link the smart pay to a CC, that I would do.
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You can link a CC. Link your Amex and double dip |
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04-01-2013, 02:14 PM
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#12
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BuzzLuck
Join Date: Feb 2009
Location: Brockton
Posts: 6,414
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Quote:
Originally Posted by WESTPORTMAFIA
You can link a CC. Link your Amex and double dip
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I couldn't! If you do only the smartphone ap you must link directly to a bank account! You might be able if you get a SmartPay card and link that to your smartphone ap? |
Given the diversity of the human species, there is no “normal” human genome sequence. We are all mutants.
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04-01-2013, 02:36 PM
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#13
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Moderator
Join Date: May 2003
Location: Marshfield, MA
Posts: 6,267
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I wish I had a C.F. more local and I'd do it, still might. I try and fill up there and then get a coffee, hot or iced, any size for a buck! And it's good....can't beat that deal!
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Live at Leeds
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04-01-2013, 02:41 PM
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#14
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Registered User
Join Date: Jul 2008
Posts: 2,939
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Quote:
Originally Posted by PRBuzz
I couldn't! If you do only the smartphone ap you must link directly to a bank account! You might be able if you get a SmartPay card and link that to your smartphone ap?
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Not sure. I thought it gave me the option. Maybe not |
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04-01-2013, 04:41 PM
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#15
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Registered User
Join Date: Mar 2011
Location: halfway to Canada
Posts: 276
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I think the main reason they're giving you a .10 a gallon break is they're saving the credit card fees by directly linking to your bank account. I'd be surprised if they let you link to a credit card instead.
I get 3% back on fuel with my Chase Rewards card so I use that.
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04-01-2013, 04:48 PM
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#16
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BuzzLuck
Join Date: Feb 2009
Location: Brockton
Posts: 6,414
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Quote:
Originally Posted by Matt D
I think the main reason they're giving you a .10 a gallon break is they're saving the credit card fees by directly linking to your bank account. I'd be surprised if they let you link to a credit card instead.
I get 3% back on fuel with my Chase Rewards card so I use that.
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At current price of gas, 3% rewards and $0.10/gal back it is all a wash! |
Given the diversity of the human species, there is no “normal” human genome sequence. We are all mutants.
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04-01-2013, 05:08 PM
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#17
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Old Guy
Join Date: Oct 2004
Location: Mansfield, MA
Posts: 8,760
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Wish they had a diesel pump
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04-01-2013, 06:38 PM
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#18
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Registered User
Join Date: Jul 2008
Posts: 2,939
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So use the app and change your credit card rewards system to something other than gas. No?
Posted from my iPhone/Mobile device
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04-01-2013, 08:28 PM
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#19
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Registered User
Join Date: Dec 2002
Posts: 8,718
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costco amex is 4% cash back on fuel.
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PRO CHOICE REPUBLICAN
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04-01-2013, 09:26 PM
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#20
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Registered User
Join Date: Jul 2008
Posts: 2,939
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Better off using the Amex for flyer miles or hotels instead of gas with a 1% spread. Also it only makes sense with an Amex that has a payment due in full every month that equals the full balance. Not all Amex accounts are due in full payment once due and the interest rates are a lot higher than 3%
Posted from my iPhone/Mobile device
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04-02-2013, 09:42 AM
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#21
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Registered User
Join Date: Mar 2011
Location: halfway to Canada
Posts: 276
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Quote:
Originally Posted by PRBuzz
At current price of gas, 3% rewards and $0.10/gal back it is all a wash!
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True, but to get their .10 a gal. back I have to take the risk of getting MY bank account drained if the info falls into the wrong hands. With a credit card you get to contest the bogus charges before paying them. |
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04-02-2013, 11:28 AM
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#22
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Registered User
Join Date: Nov 2008
Posts: 333
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I paid 3.41 a gallon for regular this morning.
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04-03-2013, 08:37 AM
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#23
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Retired Surfer
Join Date: Dec 2000
Location: Sunset Grill
Posts: 9,511
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I downloaded the app, and didn't realize that the dime off a gallon had to do with giving up your checking acc. info. No way, I'll pay the extra dime
Posted from my iPhone/Mobile device
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