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I have no idea what kind of loan they had but my point was more that people are spending WAY more than they should for their homes. Granted I have my share of money issues..I will always have bills.But I also didnt buy a house for what we were approved for. We bought what we knew we could afford. Unfortunately that was HALF of the approved amount. I know there are a lot of people that would say "if the bank says I can afford it I must be able to".......a direct downfall of what Bassturbed described as "creative financing scheme".
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