Individual health insurance policies????

[luds]

Good point. Fortunately I have not seen that happen but self insured groups' benefits are usually also more strictly enforced by the health insurance companies that they often pay to administer them. Probably exactly for that reason.

Fun stuff to talk about. :-(

[reebok]

Chef I think the only company approved to sell individual plans here in Rhode Island is BCBS of RI. It's not cheap. Where did you get those numbers you mentioned?

[cheferson]

Originally Posted by reebok

Chef I think the only company approved to sell individual plans here in Rhode Island is BCBS of RI. It's not cheap. Where did you get those numbers you mentioned?

Got those from their website. Thats the premiums for someone my age for their 400/800 plan.

[reebok]

Originally Posted by cheferson

Got those from their website. Thats the premiums for someone my age for their 400/800 plan.

Oh, I forgot how old I am. Age discrimination! And I remember too maybe they don't take you on if you are eligble for a Cobra plan.

[cheferson]

Originally Posted by reebok

And I remember too maybe they don't take you on if you are eligble for a Cobra plan.

If your not on cobra or cobra has expired they have to take you. If you are enrolled or denied cobra benefits they do not have to take you on. You must first answer 12 or 19 medical questions and get approved by the underwriters. I banking on still being young, nonsmoker, no big med probs in family history, and no prexisting conditions will be good enough to get me approved. i hope!

[Clammer]

I had to go get my own >>.because under the group plan thry good neighbors it went to around 900 ;

& I was hurting the rest on the group rate

I went & got a individual /BCBS &

its around 460 P/M with a 3000 deductable & alot of stuff that was including in the coverage I had is now excluded ;;;;