Here's what gets me. I live 76' above sea level, on the mainland side of the Canal, but in Barnstable County. I have to go thru the assigned risk FAIR plan for homeowners. I'm in a high risk coastal flood zone even though I'm 3 miles away from Cape Cod Bay. If I lived another mile north, in Plymouth County, I'd be an "acceptable risk", even if I was 20' above sea level and a quarter mile from Buttermilk Bay, which is where my mother's cottage is situated.
Why even bother regulating insurers when they can just make a blanket exclusion of an entire county without regard to how far the property is from the ocean and how high above sea level it is?
better to
Hybrid Mode
